Information from Home & Legacy to complete your CMA return 2018

Posted on: 19 January 2018

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Competition & Markets Authority needs your return by 1st February 2018

The Competition and Markets Authority, Protected No Claims Discount (CMA PNCD) Information Order came into force in 2016 to ensure brokers providing motor insurance give clients information about the costs and benefits of purchasing no claims discount (NCD) protection.

This is the second year that brokers have been required to complete and return a compliance statement to satisfy the CMA PNCD.

The next return needs to be completed by Thursday 1st February 2017 and, just like last year, it will need to include copies of the average NCDs for all of the insurers you trade with.

Below is all the information from Home & Legacy that you will need to complete yours:

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Premier Motor

All of the information for your clients will continue to be provided within our quote and renewal documentation. Premier Motor is underwritten by Aviva Insurance Limited. The NCD table for Premier Motor, which you will need to include within your return to the CMA, has been updated to reflect the average figures for 2017 as follows:


Number of Years NCD Average NCD in 2017 
1 year  32% 
2 years  33% 
3 years  35% 
4 years  37% 
5 years or more  41% 
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Ultimate Motor

The CMA order does not apply for this product, so a return will not be required. Ultimate Motor includes a guaranteed NCD as standard, for all policyholders.


If you have any queries regarding the CMA order, please get in touch with us: