Information to complete your CMA return 2019

Posted on: 17 January 2019

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Competition & Markets Authority needs your return by 1st February 2019

The Competition and Markets Authority, Protected No Claims Discount (CMA PNCD) Information Order came into force in 2016 to ensure brokers providing motor insurance give clients information about the costs and benefits of purchasing no claims discount (NCD) protection.

This year's statement needs to be submitted by Friday 1st February 2019 and, just like previous years, it will need to include copies of the average NCDs for all of the insurers you trade with.

You can download the compliance reporting form here.

Below is all the information from Home & Legacy that you will need to complete yours:

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Premier Motor

All of the information for your clients will continue to be provided within our quote and renewal documentation. Premier Motor is underwritten by Aviva Insurance Limited. The NCD table for Premier Motor, which you will need to include within your return to CMA, has been updated to reflect the average figures for 2018 as follows:

Number of Years NCD Average NCD in 2018
1 year 34%
2 years 35%
3 years 36%
4 years 37%
5 years or more 42%
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Ultimate Motor

The CMA order does not apply for this product, so a return will not be required. Ultimate Motor includes a guaranteed NCD as standard, for all policyholders.

If you have any queries regarding the CMA order, please get in touch with us: motorservice@homeandlegacy.co.uk