When your clients have high value homes and contents, you need to be confident you are offering the right level of cover to suit their needs. That is why we provide three tiers of home insurance, Prestige, Ultra & Ultimate, and why we've made sure our policies are top rated according to the industry standard. We can provide cover for overseas properties and building works. Plus, in conjunction with our home insurance, we offer worldwide travel insurance.

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prestige home

Prestige Home

For wealthy clients requiring more than standard home insurance

Minimum contents sum insured £75,000

  • All risks, automatic worldwide cover
  • Option to remove security conditions
  • Unlimited pet damage cover, unlimited pedal cycles cover
  • Alternative accommodation up to 2 years
  • Property owner's & personal liability, both £5,000,000

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ultra home

Ultra Home

Bespoke insurance with even fewer restrictions

Minimum contents sum insured £150,000

  • All risks worldwide cover, with minimal constraints
  • No onerous security conditions, or maximum sums insured limits
  • Alternative accommodation up to 3 years
  • Guests' personal effects up to £10,000
  • Business property up to £20,000

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ultimate home

Ultimate Home

Exceptionally inclusive, top rated cover for ultra high net worth clients

Minimum contents sum insured £250,000

  • No single article limit on general contents (£25,000 on fine art, antiques, collectables, jewellery & watches)
  • Alternative accommodation up to 5 years
  • Guaranteed rebuilding cost extension
  • Unlimited cover for guests' personal effects
  • New acquisitions cover up to 90 days

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world wide travel

Worldwide Multi-trip Travel

Comprehensive protection for your clients wherever they are in the world

Available as a bolt on to Home & Legacy home insurance

  • Generous Limits, £10 million emergency medical expenses, £2 million personal liability
  • Upper age limit 79 with option to extend
  • Cover for trips up to 61 days in total
  • Cancellation or curtailment charges up to £7,000 as standard
  • Comprehensive winter sports option available

Call 0344 893 8370 to get a quote

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